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Discover the Group Program - Home and Automobile Insurance for FCMQ members 

This exclusive home and automobile insurance program includes special benefits and solid coverage at a very competitive price and is offered exclusively to FCMQ members as part of our agreement with Intact Insurance.

Here are some of the benefits:

For your car:

  • Reduced deductible
  • No deductible on claims for a hit-and-run or total loss of your vehicle
  • $75 a day, up to a total of $2,250, for vehicle rental and up to $1,125 for additional expenses such as meals and lodging, if an accident makes your own vehicle unusable
  • Up to $60,000 of coverage for damage to a rented or borrowed vehicle in Canada or the United States

For your home:

  • Reduced deductible
  • Coverage for the cost of repair or reconstruction, with no deduction for depreciation – Without obligation to rebuild
  • Intact Insurance Assistance**, including the following services at no additional charge:
    • 24/7 assistance service by phone
    • Housekeeping service in case of property damage
    • Child care in case of illness
    • Legal information service

Combining your home and auto policies gives you additional privileges, including:

  • Legal Fee Insurance, providing coverage up to $5,000 per dispute
  • S.O.S. Identity protection in case of identity theft, providing coverage up to $25,000

NEW CUSTOMER:  Receive a rebate equivalent to ONE MONTH FREE*.

Request a quote: 1 844 223 4155

* Reimbursement equivalent to 1/12 of the annual premium before taxes and other charges, to a maximum of $250. ** Intact Insurance Assistance is provided exclusively to home insurance policyholders who are members of a group registered in the Intact Insurance Group Program. Certain conditions, limitations and exclusions apply to all offers.



BiteHarder: Handling, safety and beautiful trails!

The feeling of control and safety that comes with riding a snowmobile with new runners or studs is something that snowmobilers crave and appreciate. However, did you know that you can get that feeling without replacing your runners or studs? With BiteHarder products, designers and manufacturers of carbide runner and stud sharpeners, you can enjoy the unparalleled riding pleasure of a snowmobile that feels like it's practically welded to the trail at all times. As part of its "Better Traction - Better Trails" program, back for a third consecutive year, BiteHarder is offering the FCMQ a 10% rebate on all purchases of BiteHarder products delivered in Quebec. By purchasing BiteHarder products, you can not only improve the pleasure and safety of your outings, but also contribute financially to the maintenance and improvement of Quebec's snowmobile trails. Riding pleasure, safety and more beautiful trails, that's what we call a winning formula!



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